MONEY Teen Checking
Joint account for parents and teens
MONEY Teen Checking is a joint bank account between parents and guardians and teens giving them each a unique view into the account that caters specifically to their needs.
Teens are able to access their money through Capital One’s app or website, along with having a debit card in their name.
While thinking about how to help organizers, questions arose about what we could add to the experience to help support these organizers and make the transition to group leader more seamless.
Parents are able to monitor the account, track transactions, and use controls like locking the debit card.
Lead designer for parental controls features and information architecture
Over two and a half years
More Americans are going 'cashless'
American adults that say none of their purchases in a typical week are paid for using cash.
*statistics from PewResearch
Teens need parental permission to get debit card, through a bank account
- Increasing number of joint bank accounts directed towards teens and parents
- Both traditional and Fintech
- Offering a range of features
Giving parents insight into the teen’s account
Designs focused on creating two separate but unified experiences for teens and parents and aligning with Capital One's existing design system and branding.
My primary focus was allowing parents to guide and oversee the teen's account.
Parental features guided by research
- 2Locking and unlocking debit card
- 3Oversight into account activities
Process + Results
More to share
There’s a lot more to this project: the thinking behind the work I did and how I solved some the complex problems along the way. Contact me to learn more.